SmartSpendr

Your complete suite of financial calculators to make smarter money decisions

Plan your budget • Track investments • Calculate milestones • Build your future

Financial Calculators

Finance Overview

Calculate your monthly take-home pay, plan your budget with fixed costs, savings, and fun spending. Get detailed tax breakdowns and optimization tips.

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Investment Growth

Project your investment growth over time with compound interest. Compare different scenarios and see how regular contributions build wealth.

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Millionaire Calculator

Find out exactly when you'll become a millionaire! Calculate your path to $1M based on initial investment, monthly contributions, and growth rates.

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Emergency Fund Calculator

Calculate how much you should save for emergencies. Get recommendations for 3-month and 6-month emergency funds based on your after-tax income.

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Home Affordability

Determine how much house you can afford based on your income, debts, and down payment. Includes mortgage, taxes, HOA, and insurance calculations.

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Retirement Lifestyle

Calculate how inflation will impact your retirement. Find out what you'll need to maintain your current lifestyle when you retire.

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Coming Soon

Debt Payoff Planner

Create a strategic plan to pay off your debts faster. Compare different payoff methods and see how extra payments can save you money.

Coming Soon